Explore SBA’s low‑interest disaster loans designed to help businesses of all sizes, homeowners, renters, and private nonprofit organizations recover from declared disasters. Repair existing damage, reduce future risks, or get help with financial obligations when essential employees are called to serve.
See which of SBA’s loans is best for you. Learn about disaster loan types.
Physical damage loans
Repair or replace disaster-damaged property. Homeowners, Renters, private nonprofit organizations , and businesses of all sizes are eligible.
Economic Injury Disaster Loans (EIDL)
Working capital loans to help small businesses meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
Military Reservist Economic Injury Disaster Loans (MREIDL)
SBA offers financial assistance to help small businesses meet ordinary and necessary operating expenses when an essential employee is called to active military duty.
Mitigation assistance
Increase your low-interest SBA physical property damage loan up to 20% of the verified loss. You can use this funding to mitigate future damage to your home, business, or nonprofit.
Get help with your SBA disaster loan
Apply online for disaster assistance or ask about an existing application.
For specific assistance with existing COVID EIDL loans, email technicalassistance@usasba.online.
Borrowers who need assistance with PPP direct forgiveness can call SBA at 866-722-4357 from Monday through Friday, 8:00 a.m. to 5:00 p.m. ET. Closed on all federal holidays. The call center can only assist PPP direct forgiveness applicants.
All other questions can be directed to the SBA Disaster Assistance Customer Service Center at technicalassistance@usasba.online.