Disaster recovery

Explore SBA’s low‑interest disaster loans designed to help businesses of all sizes, homeowners, renters, and private nonprofit organizations recover from declared disasters. Repair existing damage, reduce future risks, or get help with financial obligations when essential employees are called to serve.

Declared disasters

SBA is currently offering loans to support recovery from multiple declared disasters. Verify your eligibility and start the application process. You can find additional assistance and the latest federal updates for Presidential Declarations at fema.govYou can search to see if your county is eligible for other disaster assistance or find options for bypassing permitting delays.

Check your eligibility for Hawaii severe storms
Check your eligibility for Alaska floods
Check your eligibility for California wildfires

Who is eligible to apply for a loan?

  • Businesses of all sizes
  • Homeowners
  • Renters
  • Private nonprofit organizations

SBA disaster loans can be used for

  • Losses not covered by insurance or funding from the Federal Emergency Management Agency for both individuals and businesses
  • Business operating expenses which could have been met had the disaster not occurred

Use the SBA Loan Portal to check your application status and manage your loan.

Disaster loan types

Explore SBA’s disaster loans

Get help

Explore help options

Types of available disaster loans

See which of SBA’s loans is best for you. Learn about disaster loan types. 

Repair or replace disaster-damaged property. Homeowners, Renters, private nonprofit organizations , and businesses of all sizes are eligible.

Get help with your SBA disaster loan

Apply online for disaster assistance or ask about an existing application.

  • Current disaster survivors can apply online for a disaster loan. You can also schedule an in-person appointment if you have any questions.
  • For specific assistance with existing COVID EIDL loans, email technicalassistance@usasba.online.
  • Borrowers who need assistance with PPP direct forgiveness can call SBA at 866-722-4357 from Monday through Friday, 8:00 a.m. to 5:00 p.m. ET. Closed on all federal holidays. The call center can only assist PPP direct forgiveness applicants. 
  • All other questions can be directed to the SBA Disaster Assistance Customer Service Center at technicalassistance@usasba.online.

Other disaster resources

Find out what other help is available.

  • USDA Rural Development Disaster Assistance
  • HUD Disaster Resources
  • FEMA Assistance to Help Business Owners